- 07840953143
- Luxakey.commercial@gmail.com
Specialist Finance Solutions Tailored to You
Luxakey Specialist Finance is an independent finance brokerage dedicated to sourcing tailored funding solutions for property professionals, developers, and Businesses both within the Uk and internationally..
Whether you’re an experienced investor or a first-time buyer entering the market, we provide clear guidance and access to funding solutions designed around your specific circumstances.
We specialize in arranging finance where traditional lenders fall short — offering flexible, fast, and bespoke funding through our extensive network of specialist lenders.
Whether you’re acquiring, refinancing, developing, or expanding, we structure deals to fit your needs — not the other way around.
Our role extends beyond simply arranging finance.
We provide clarity, structure, and confidence — ensuring every transaction is approached with precision and executed with discretion.
Finance for income-generating properties or mixed-use assets. Long-term repayment
options at competitive rates via specialist lenders. Ideal for Investors expanding
portfolios & business owners purchasing premises.
Buy-to-let mortgages for both UK residents and international Non-UK investors,
giving clients across the globe access to the UK property market through tailored
lending solutions and specialist expertise.
Whether Purchasing investment properties, Remortgaging existing buy-to-let properties,
Expanding residential property portfolios, Limited company buy-to-let purchases, HMO
and multi-unit investments.
Funding for ground-up developments or major refurbishments.
Residential developments, Commercial conversions, Heavy refurb projects, Multi-unit schemes.
Funds released in stages, Based on project value.
Short-term funding designed to “bridge” a gap — typically used when speed is essential.
Fast approvals (often within days), Flexible criteria, Interest can be rolled up
Funding for business-critical equipment and assets.
Assets include - Vehicles and fleets, machinery and plant, equipment and technology.
Preserve cash flow, spread cost over time, unlock capital tied up in assets.
We work with a wide panel of banks, private lenders, and niche funders to secure the most competitive and suitable terms.
No two deals are the same. We take time to understand your situation and structure finance accordingly.
We know speed matters, especially in bridging and development deals. Our process is designed to move quickly.
We understand complex cases, including adverse credit, unusual properties, and tight deadlines.
From initial enquiry through to completion, we manage the process and liaise with lenders, solicitors, and valuers.
We have access to an extensive panel of over 100+ lenders, Including: High street banks, challenger banks, private lenders & specialist finance houses. This allows us to match your case with the most suitable lender, even for complex or non-standard scenarios.
By clicking “Send Message” you agree for Luxakey Specialist Finance to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy
©2026, Luxakey Specialist Finance. All Rights Reserved
Luxakey Specialist Finance is a trading name of Luxakey Commercial Finance Limited who are an Appointed Representative of Optimum ELITE which is a trading name of Optimum Commercial Solutions Ltd, registered in England and Wales 09518480.
Optimum Commercial Solutions Ltd is authorised and regulated by the Financial Conduct Authority FRN: 808754.
Luxakey Commercial Finance Limited, is registered at Unit 93, English Street, Hull, HU3 2DT. Company Register number is 15813582. Our FCA registration number is 1018674. You can check via www.register.fca.org. We are registered with the ICO, ZB789748
and
you can check via www.ico.org.uk.
There may be a fee for our advice. The actual amount you pay may vary but will never be more than 1% of the loan amount.
We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.
We may receive a commission from the Lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Our aim is to provide you with a professional and efficient service. However, there may be occasions where you feel this has not been achieved and should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to Optimum Head Office, Unit P2 Sheffield Airport Business Park, Europa Link, Sheffield, South Yorkshire, S91XU, or by telephoning us on 0333 220 1700 where we will try to resolve your concern at the earliest time possible.
Link labeled Complaints policy – https://www.optimumelite.co.uk/complaints-policy